Savvy Lomi | Better Credit. Bigger Opportunities.

Your Credit
Comeback Starts Here.

Better Credit. Bigger Opportunities.

Personalized credit repair built around your goals — whether that's homeownership, a vehicle, business funding, or simply peace of mind. Real strategy, real communication, real results.

+1 307-381-3489
www.savvylomi.com
Sheridan, Wyoming U.S.A
Book Your Free Consultation See Plans & Pricing
Credit Score
580→720
Sample Score Movement
Approved
Approved for Funding
ADD #
Clients Helped
ADD $
Negative Items Challenged
ADD #
5-Star Reviews
1:1
Direct With Lomi
What We Can Help Address
Collections
Charge-Offs
Late Payments
Repossessions
Judgments
Bankruptcies
Student Loans
Medical Bills
Hard Inquiries
Public Records
Where legally permissible. Every credit file is different — outcomes depend on what's reporting and are never guaranteed.

See the Kind of Progress
Our Clients Experience

A sample of verified point increases from direct clients of Savvy Lomi.

SmartCredit
Before
→
Result
+215
Point Increase
Christy-Anne S.
CreditHero
Before
→
Result
+198
Point Increase · Equifax
Khary Gilford
SmartCredit
Before
→
Result
+141
Point Increase · Experian
Clarence Pierce

Bar heights are scaled to the verified point increase shown, not absolute credit scores. Individual results vary and are not guaranteed.

Lomi Gabonada
The Woman Behind Savvy Lomi

Meet Lomi. Results, Not Promises.

Savvy Lomi was built on a simple belief: opportunity changes lives. This was never about selling credit repair — it's about helping people and families open doors that used to feel closed, whether that's a home, a car, or a fresh financial start.

You'll work with Lomi directly, one-on-one — not a rotating team. She personally reviews every client file from start to finish.

Book a Call With Lomi
The Savvy Guarantee

[ADD TIMEFRAME]. Real Progress. Or Your Money Back.

[ADD: exact guarantee terms — e.g. refund conditions, what counts as "verifiable improvement," cancellation process]. This is a placeholder structure only.

⚠ This section makes a specific consumer promise about a regulated service. It must be reviewed and approved by an attorney familiar with the Credit Repair Organizations Act (CROA) and applicable state law before publishing.

Not All Credit Repair
Is Built the Same

Most Credit Repair Companies
Generic dispute letters sent at scale
Outsourced support, hard to reach a real person
Focused on signing you up, not staying with you
Little explanation of how credit actually works
Vague updates, hard to track real progress
Savvy Lomi
A custom strategy built around your file
Real communication, directly with Lomi
Focused on your long-term financial future
We teach you how credit actually works
Full transparency and ongoing updates

Simple, Transparent
Program Options

Final terms are always provided in writing before any charge, in line with your service agreement.

Ongoing Support
Monthly Program
Month-to-month credit repair with no long-term lock-in — cancel anytime.
ADD PRICE/month
Ongoing dispute rounds & monitoring
Direct access to Lomi
Progress tracked in your client portal
Choose Monthly
Most Popular
Committed Term
6-Month Program
A fast-tracked, fully committed program built for clients working toward a specific goal or deadline.
ADD PRICE total
Everything in the Monthly Program
Priority processing & more aggressive strategy
Best for time-sensitive goals (home, auto, funding)
Choose 6-Month

Not sure which fits? Book a free consultation and Lomi will help you choose.

From First Call to
Real Financial Change

01
Apply
Complete a short application so Lomi can learn about your goals and review your credit.
02
Strategy Call
You'll speak with Lomi one-on-one and get a plan built specifically for your situation.
03
We Go To Work
Lomi and her team begin executing your strategy with proven, compliant methods.
04
Track Progress
Watch your file move in real time inside your client portal as opportunities open up.

Everything You Need
to Know Before Starting

How long does the process take?
Every credit file is different. Lomi accepts a limited number of clients at a time so each file gets real, individual attention rather than being run through a generic template.
Is credit repair legal?
Yes. Under federal law, you have the right to dispute inaccurate, outdated, or unverifiable information on your credit reports. ADD: required CROA disclosure language — confirm exact wording with your attorney.
What if I've been scammed before?
You're not alone, and it's a fair concern. That's exactly why Savvy Lomi is built around transparency and direct communication with Lomi — you'll always know what's happening with your file and why.
Do you guarantee results?
Every credit file is unique, so specific outcomes can never be promised. What you can count on is a custom strategy, real communication, and full transparency throughout. See our Guarantee section for program-specific terms.
Start Here

Ready to Change
Your Credit Story?

Fill out the short form and Lomi will personally reach out to schedule your free consultation.

+1 307-381-3489
www.savvylomi.com
Sheridan, Wyoming U.S.A
Book Your Free Consultation